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Blue Cross Blue Shield Coverage for Cognitive Behavioral Therapy

Blue Cross Blue Shield Coverage for Cognitive Behavioral Therapy

Does Blue Cross Blue Shield Cover Cognitive Behavioral Therapy?

Yes, Blue Cross Blue Shield (BCBS) of Tennessee health insurance covers Cognitive Behavioral Therapy (CBT). The level of coverage will vary depending on your individual plan and specific needs.1

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How to Verify Blue Cross Blue Shield CBT Coverage

Athena Care is in-network with most major insurance plans. Find out more about your insurance coverage by calling your insurance company or by contacting us below. One of our care coordinators can help you navigate your insurance coverage to get the care you need.

What is Cognitive Behavioral Therapy (CBT)?

Cognitive behavioral therapy (CBT) is a popular form of psychotherapy treatment also known as talk therapy. It includes a structured relationship with a mental health counselor (a CBT psychologist or therapist) several sessions.

CBT assists you in becoming aware of inaccurate or negative thinking so that you may better understand and respond to challenging situations.2

How Does CBT Work?

Cognitive behavioral therapy can be done one-on-one or in groups with family members or others dealing with similar problems.

CBT usually includes the following steps:

  • Identify any difficult situations or circumstances in your life.
  • Recognize your feelings, emotions, and beliefs concerning these issues.
  • Understand when you’re thinking negatively or incorrectly.
  • Reinterpret any negative or incorrect thinking.

CBT may not be able to cure your illness or eliminate an uncomfortable situation. Still, it can help provide you with the ability to cope with your condition in a healthy manner, making you feel better about yourself and your life.

What Does Cognitive Behavioral Therapy Treat?

Alongside treating emotional challenges, CBT can aid in treating the following mental health disorders:

  • Depression
  • Anxiety
  • Phobias
  • Post-traumatic stress disorder (PTSD)
  • Sleep disorders
  • Eating disorders
  • Obsessive-compulsive disorder (OCD)
  • Substance use disorders
  • Bipolar disorders
  • Schizophrenia
  • Sexual disorders

How To Find BCBS CBT Clinics Near Me?

With Athena Care, gaining access to a CBT clinic in Tennessee and mental health testing services has never been easier. A care coordinator can assist you with any questions or concerns about Blue Cross Blue Shield cognitive behavioral therapy coverage at one of our various Tennessee locations/

Athena Care health care clinics are open Monday through Friday, 7:00 a.m. to 6:00 p.m.

When choosing mental health professionals or care providers, it’s important to keep the following in mind:

  • Education, training, license, and years of experience
  • Specialties and services offered
    • Ask about the therapist’s expertise and experience treating your specific symptoms or area of concern, such as substance use disorder or post-traumatic stress disorder (PTSD).
  • Treatment methods and philosophies
  • Insurance companies they work with
  • Office hours
  • Pricing
  • Session length

Don’t be afraid to ask a lot of questions.

Here, you’ll find a list of practitioners organized by city and information about their backgrounds and specialties.

Athena Care offers a full-spectrum of mental and behavioral health services to those in Tennessee.

We have qualified therapists and accept many of the big name insurance providers. Our locations are open Monday-Friday from 7am to 6pm. Learn more below:

How Much Does Cognitive Behavioral Therapy Cost Without Insurance?

The following are average costs, though they may vary by location and other variables and may not reflect the actual cost of what you’ll pay for testing or treatment.

Cognitive Behavioral Therapy sessions are typically 45+ minutes long and cost between $100 and $200 per session.3 Keep in mind that CBT is generally thought of as a short-term therapy that will typically range between 5 to 20 sessions.


  1. “Behavioral Health.” BlueCross BlueShield of Tennessee, Inc., an Independent Licensee of the Blue Cross Blue Shield Association, 2022, https://www.bcbst.com/get-care/personalized-care/managing-chronic-conditions/behavioral-health/
  2. “Cognitive Behavioral Therapy.” Mayo Foundation for Medical Education and Research (MFMER), 2022, https://www.mayoclinic.org/tests-procedures/cognitive-behavioral-therapy/about/pac-20384610
  3. Lauretta, Ashley. “How Much Does Therapy Cost?” edited by Alena Hall, Forbes Health, 2021, https://www.forbes.com/health/mind/how-much-does-therapy-cost/

If you suspect that you or someone you love suffers from mental health disorders, contact Athena Care today.

One of our friendly associates will help you get the help you need. Take this first step to feel better and take control. 

(615) 320-1155