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Does United Healthcare Cover Couples Counseling & Therapy?

Does United Healthcare Cover Couples Counseling & Therapy?

Does United Healthcare Cover Couples Counseling?

Typically, insurance companies are not required to cover counseling or therapy treatment for married or unmarried couples. United Healthcare couples counseling may depend on your specific plan and provider in Tennessee.

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How to Check United Healthcare (UHC) Couples Therapy Coverage

With treatment centers in Nashville, Franklin, Murfreesboro, Hendersonville, Clarksville, Memphis, and Knoxville, Athena Care is in-network with United Healthcare and most major insurance plans in Tennessee. To determine UHC coverage levels for couples therapy treatment, contact us below.

Find a doctor and get the help your relationship needs without all of the difficulties of contacting your insurance carrier. Let our highly experienced, expert care coordinators handle getting more information about couples therapy United Healthcare (UHC) may cover. Rest assured, all submitted or discussed information will remain confidential.

What is Couples Counseling?

Couples counseling, often referred to as relationship therapy or marriage counseling, is a specialized therapeutic process aimed at helping couples navigate through conflicts, enhance communication, and improve their overall relationship. This form of therapy provides a safe space for partners to understand each other’s perspectives, express themselves more effectively, and learn healthier interaction strategies. The ultimate goal is to foster a deeper connection between individuals, enabling them to tackle challenges together.

Key to this process is the improvement of communication. Couples counseling employs a range of techniques designed to facilitate open, respectful, and constructive dialogue. These may include conflict resolution strategies such as active listening and fair fighting, which encourage partners to express their needs without resorting to harmful behaviors or words. It’s not just about resolving existing issues – it’s also about equipping couples with the skills to handle future obstacles in a positive way.

But couples counseling goes beyond problem-solving. It’s also about relationship enhancement and intimacy building. This might involve reigniting passion in a long-standing relationship, aligning life goals, or even premarital counseling – a proactive approach for couples planning to wed, aimed at ensuring they start their journey on a strong footing. In essence, whether you view it as couples coaching or therapy, couples counseling is about fostering a supportive environment for growth, helping individuals become better partners, and ultimately, building stronger, healthier relationships.

There are many different types of couples counseling, including marriage therapy and the following therapy treatment and techniques:1

  • Reflective Listening
  • Emotion-focused therapy (EFT)
  • Narrative therapy
  • Solution-focused therapy
  • Gottman method
  • Imago relationship therapy

How Does Couples Therapy Work?

In the sphere of relationship counseling, couples therapy serves as a powerful tool that helps partners navigate through conflicts, enhance their communication skills, and fortify their bonds. This form of marriage therapy provides a safe, supportive environment for open dialogue and understanding, allowing each individual to express their needs, fears, and expectations empathetically and constructively. It’s not merely about addressing the issues at hand but also about equipping couples with the necessary tools to handle future challenges effectively.

Couples counseling sessions employ a variety of couples therapy techniques aimed at improving communication skills for couples and facilitating conflict resolution in relationships. These strategies might include active listening, fair fighting, and problem-solving exercises, all designed to promote respectful, constructive interactions. Beyond resolving issues, couples coaching also focuses on enhancing the relationship and intimacy. Whether it’s reigniting passion, aligning life goals, or preparing for marital life, the ultimate goal is to help individuals become better partners and build stronger, healthier relationships. Athena Care believes in fostering a supportive atmosphere for growth, underlining the importance of empathy, trust, and professional guidance in the journey towards relationship enhancement. Counseling can assist in the establishment of this foundation using the following steps:2

  • Know your issues: Identify reoccurring patterns in your disputes.
  • Concentrate on the emotional issues: Consider the current circumstance and its underlying reason when a disagreement emerges without bringing in any irrelevant material that could escalate the conflict.
  • Look for areas where you can reach a healthy agreement:Identifying a point of understanding in the middle of an argument can be beneficial and constructive.
  • Step into your partner’s shoes: Examine your values, opinions, beliefs, and other essential aspects of your personality. Where do they overlap, and where do they diverge from your partner’s? Different values may be the root of your disagreement.

Does Couples Counseling Work?

If you find yourself asking, “Does couples counseling work?” you’re not alone. Many couples grapple with this question when facing challenges in their relationship. The good news is that according to various sources, including BetterHelp, couples counseling can indeed be effective, especially when both partners are willing to learn, grow, and heal both individually and as a couple. It requires active participation, commitment, and a willingness from both parties to achieve success.

However, it’s worth noting that the effectiveness of couples therapy isn’t just about attending sessions—it involves a deeper process that explores the roots of partners’ current problems with the intent of resolving dysfunctional dynamics. Moreover, studies show that couples therapy is effective at restoring a relationship 75 percent of the time. So, while it may not be a guaranteed fix for all relationships, it offers substantial hope for many.

How To Find Married or Unmarried Couples Counseling Near Me That Take United Healthcare Insurance

Navigating the search for marriage or couples counseling that accepts United Healthcare Insurance can seem daunting, but rest assured, there are numerous resources available to help.

In Tennessee, specifically, there are many options available for couples seeking therapy. Athena Care, with facilities throughout Tennessee, is an excellent choice for those looking for qualified therapists who accept United Healthcare. Offering a range of services including couples therapy, premarital counseling, and family therapy, Athena Care is committed to providing quality mental health support.

Athena Care offers a full-spectrum of mental and behavioral health services to those in Tennessee with United Healthcare (UHC) insurance coverage.

We have qualified therapists and accept many of the big name insurance providers. Our locations are open Monday-Friday from 7am to 6pm. Learn more below:

Whether you’re based in one of these cities or in a nearby area, Athena Care is dedicated to serving the community with compassionate, professional mental health services.

How Much Does Couples Therapy Cost With UHC Insurance?

Understanding the financial considerations for couples counseling is essential when considering therapy. The average cost of a therapy session can vary widely depending on several factors, including the therapist’s level of experience, location, and length of sessions. On average, couples therapy fees can range from $75 to $200 per hour.

When it comes to relationship therapy pricing, it’s important to remember that investing in mental health is often a cost-effective strategy in the long term. While the initial counseling expenses for couples might seem high, the potential benefits—improved communication, conflict resolution skills, and overall relationship satisfaction—often outweigh these costs. Additionally, some insurance plans, including United Healthcare, may cover a portion of couples counseling rates, further reducing out-of-pocket expenses source. As always, it’s recommended to check with your specific insurance for details on coverage and therapy payment options.

How Much Does Couples Therapy Cost Without United Healthcare?

The cost of couples therapy varies depending on the clinician’s skill level, location, and training. Most couples pay $75-$200 per hour without United Healthcare insurance. Some therapists charge on a sliding scale based on income or offer savings if you purchase multiple sessions. Couples counseling without UHC insurance can quickly add up because most couples see their therapist weekly.

Therapists who are well-known and regarded usually charge more. Residents of high-income or high-cost-of-living areas might expect to pay higher rates.

Does United Healthcare (UHC) Cover Online Couples Therapy?

Understanding your insurance coverage is crucial when considering mental health services such as online couples therapy. If you’re wondering, “Does United Healthcare (UHC) cover online couples therapy?” the answer largely depends on your specific plan. While UHC typically covers therapy sessions, coverage for married or unmarried couples depends on the actual UHC plan.

However, under the Affordable Care Act (ACA), mental and behavioral health treatment must be covered by nearly all United Healthcare insurance plans. This includes online therapy, often referred to as telehealth therapy, which is a service provided by UHC. While this may not include couples counseling, it can be an accessible option for individual therapy needs.


  1. Rice, Meaghan PsyD., LPC. Clinically Reviewed by Ertel, Ashley LCSW, BCD., 2021, “Couples Therapy Techniques: Therapy Approaches & Exercises.” https://www.talkspace.com/blog/couples-therapy-techniques/
  2. Porter, Robert, Medically Reviewed By Brownridge, Kimberly L, LPC, NCC, BCPC Counsel The Mind, LLC, 2022. “How Do Couple Therapy Sessions Work?” https://www.betterhelp.com/advice/therapy/how-does-couples-therapy-work/

If you suspect that you or someone you love suffers from mental health disorders, contact Athena Care today.

One of our friendly associates will help you get the help you need. Take this first step to feel better and take control. 

(615) 320-1155